Free Finance Calculators
Mortgage, loan, savings, retirement and take-home pay calculators.
EMI Calculator
Monthly EMI, total interest and a year-by-year repayment table.SIP Calculator
Estimate SIP maturity value, with an optional yearly step-up.GST Calculator
Add or remove GST and see the CGST, SGST or IGST split.FD Calculator
Find your FD maturity amount with quarterly or monthly compounding.Loan Calculator
Monthly payment, total interest and payoff schedule for any loan.Mortgage Calculator
Monthly mortgage payment with taxes, insurance, PMI and extra payments.Home Affordability Calculator
How much house your income and down payment can support.Compound Interest Calculator
Grow savings with compound interest and regular monthly deposits.Auto Loan Calculator
Monthly car payment with sales tax, fees and trade-in.Credit Card Payoff Calculator
How long to pay off a card, or what to pay to clear it by a date.Debt Payoff Calculator
Snowball or avalanche: your debt-free date and payoff order.Tip Calculator
Work out the tip and split the bill between any number of people.Hourly to Salary Calculator
Convert hourly pay to a yearly salary, and every period in between.Savings Goal Calculator
How much to save each month — or how long your goal will take.Inflation Calculator
Future cost of today’s prices and the buying power your money loses.Retirement Calculator
Will your savings last? Shortfall, target and how long money lasts.401(k) Calculator
401(k) balance at retirement with employer match and IRS limits.Roth IRA Calculator
Roth IRA balance at retirement and the tax-free advantage.ROI Calculator
Return on investment as a %, plus the annualized return (CAGR).Refinance Calculator
Is refinancing worth it? New payment, break-even and lifetime savings.Rent vs Buy Calculator
Compare the long-run cost of renting and buying a home.APR Calculator
The real yearly cost of a loan once fees and points are included.VAT Calculator
Add or remove VAT with built-in UK, EU and African rates.Sales Tax Calculator
Add US state and local sales tax, or take it out of a total.Paycheck Calculator
US take-home pay per paycheck after federal, FICA and state tax.UK Take-Home Pay Calculator
UK salary after Income Tax, NI, pension and student loan.Nigeria PAYE Calculator
Nigeria PAYE under the 2026 tax bands, with pension and rent relief.Kenya PAYE Calculator
Kenya net pay after PAYE, SHIF, NSSF and the housing levy.South Africa Income Tax Calculator
South African PAYE with SARS brackets, rebates and UIF.Stamp Duty Calculator
UK Stamp Duty for first-time buyers, movers and second homes.
Finance calculators for every money decision
Money decisions are easier when you can see the numbers. These calculators use the same standard formulas as banks, lenders and tax authorities, show their working, and display results in your own currency — dollars, euros, pounds, naira, shillings, rand, rupees and more. Change the currency at the top of any money tool and the choice is remembered.
- Borrowing: loan, mortgage, home affordability, auto loan, refinance, APR and the Indian EMI calculator.
- Getting out of debt: credit card payoff and debt payoff with snowball and avalanche plans.
- Saving and investing: compound interest, savings goal, inflation, ROI, SIP and FD.
- Retirement: retirement planner, 401(k) and Roth IRA.
- Pay and tax: US paycheck, UK take-home pay, Nigeria PAYE, Kenya PAYE, South Africa income tax, hourly to salary, VAT, US sales tax, UK Stamp Duty and Indian GST.
- Everyday: tip and bill splitting and rent vs buy.
Tax rates and limits change every year. Each one is stored with its official source and the date we last checked it, and the calculator pages say which tax year they use. Everything you type stays in your browser — nothing is sent to a server.